Is the American dream out of reach?  HSH.com’s recent salary analysis uncovered a decrease in affordability in various metro areas during the fourth quarter. Year-over-year, all 27 markets in the salary slideshow saw higher home prices.

With our popular quarterly housing data, HSH.com uncovers pockets of affordability to help prospective homebuyers. 

Here are the 5 metropolitan areas where you can easily find a home with a mortgage of less than $1,000 per month. We assumed a 20 percent down payment to arrive at our figures:

Metropolitan area

Cost/month

1. Pittsburgh

$755.38

2. Cleveland

$788.19

3. Cincinnati

$852.14

4. St. Louis

$884.84

5. Detroit

$912.16

See the complete list with monthly payments, home prices, mortgage rates, required salary, and more: http://www.hsh.com/finance/mortgage/10-metros-where-a-home-costs-about-1000month.html